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 The other day my house caught fire...
The other day my house caught fire. The insurance agent said, "Shouldn't  be a problem. What kind of coverage do you have?" I said, "Fire and  theft." Insurance agent frowned. "Uh oh. Wrong kind. Should be fire OR theft." Apparently, the only way I can make a claim with this coverage is if the  house is robbed while it's burning down.
 
  
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